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trusts & Inheritance tax
Freeze the cost of your funeral by taking out a Funeral Plan!
The average cost of a funeral in 2017 was £4,078 that’s an increase of over 70% in the last decade. If this trend continues, a basic funeral could cost almost £7,000 in 10 years time.
By taking out a pre-paid funeral plan, you can ensure that these costs are covered in advance. In other words, the sooner you take out a funeral plan, the more you’re likely to save.
They say you can’t predict the future, but with a funeral plan you can!
Having to organise and pay for a funeral on your death can be both financially and emotionally demanding for your loved ones, particularly as Probate usually has to be finalised before funds from an estate are available.
A funeral plan is a simple, stress free way to arrange and pay for your funeral in advance; thereby protecting your loved ones from the burden of finding the money needed and relieving them of the stress of any uncertainty about your final wishes.
All monies paid into a plan are held in a fund which complies with all the relevant legislation as set out in the ‘Regulated Activities Order (Financial Services and Markets Act 2000).
Different plans are available to suit your requirements and financial resources
No age restrictions
No health check required
Pay in full or pay monthly options
Frequently asked questions
What happens when I pass away?
There is a 24 hour bereavement line which is used when a plan holder passes away. Once we receive notification that a plan holder has passed away we contact the funeral director and they then have direct contact with your family
What happens if I pass away before all my monthly payments have been made?
If you have chosen to take out a funeral plan on a monthly payment scheme, we simply need the remaining balance of the instalments settling at the time of death. This will come from your family or estate.
What distance will the funeral director cover to collect the deceased?
There are 10 miles included with each plan, but a charge of £1 per mile thereafter
Can I buy a funeral plan for someone else?